Finance that
makes cents.
Competitive funding for vehicles, caravans, machinery and business assets. Haley compares lenders on your behalf and handles the paperwork, so the right loan is easier to find and simpler to sign.
Get in touch
Hover or tap each option for the details.
About us
Twenty years of getting finance done.
I’m Haley. For 20 years I’ve worked in the finance industry, helping businesses and individuals fund vehicles, caravans, machinery and other business assets.
As a broker, I compare lenders and shape the loan around your situation, not the other way around. The aim is simple: give you a clear recommendation, do the legwork, and keep the whole thing straightforward from first chat to settlement.
Our services
What we help you finance.
- 01 Vehicle finance Cars, utes and light commercial, new or used, for business or personal use.
- 02 Caravan & leisure Caravans, campers and trailers, with terms matched to how often you take them out.
- 03 Machinery & equipment Plant, machinery and tools of trade to keep the work going.
- 04 Business assets Broader asset and equipment finance, structured around your cash flow.
Meet your broker
Haley, the broker in your corner.
Haley works with clients for the long run, not the one deal. She keeps you in the loop at every stage of the application, so you always know where things stand and what happens next.
You get plain answers, honest timeframes, and someone who does the chasing for you. When you need finance again, she’s the call that makes cents.
How it works
A straightforward path to approval.
Five stages, no jargon. You always know what happens next.
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01
Initial call & info gathering
A quick 10–15 minute chat about your situation, to find your best loan options.
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02
Compare & submit application
I compare lenders, protect your credit, and submit the applications on your behalf.
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03
Keep you informed
Regular updates and prompt contact, keeping your application on track.
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04
Asset purchase & settlement
We finalise the paperwork and settle quickly — often the same day.
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05
Ongoing support
The start of a long-term relationship — trusted advice whenever you need it.
Will you keep me updated during the application?
Keeping you in the loop at every stage, with a clear update on where your application stands, is a core part of how Haley works.
What can I finance through Makes Cents Financial?
Vehicles, caravans, boats, machinery and a broad range of business assets and equipment, for both business and personal use. If you’re not sure whether something qualifies, ask and Haley will let you know.
Are you a broker or a lender?
A broker. Haley isn’t tied to one product. She compares options across a panel of lenders and recommends a competitive fit for your circumstances, then manages the application on your behalf.
How long does approval take?
It depends on the lender and your circumstances, including the documents you can provide. Haley will give you an honest timeframe once she understands what you need, and keep you posted as things move.
Can I get finance if I’m self-employed or applying under an ABN?
Yes. Lenders assess self-employed and ABN applicants differently, and some have options for newer businesses. What’s required varies by lender, so Haley will look at your situation and provide information on the lender most likely to suit.
Does it matter if the asset is new or used?
Both are regularly financed. The age, type and condition of the asset can affect which lenders will consider it and the terms they offer, so it’s worth mentioning the details if you have already found the asset you want to purchase.
What’s a balloon or residual payment?
It’s a lump sum left owing at the end of the loan term, which lowers your regular repayments in the meantime. When you reach it you can pay it out, refinance it or, in some cases, trade the asset in. Whether one suits you depends on the lender and how you plan to use the asset, so Haley will talk it through before you commit.
Can I trade in or use a deposit?
A trade-in or deposit will reduce the amount you need to finance and may positively affect your options. Let Haley know what you’re putting in and she’ll factor it into the recommendation.
Ready to sort your finance?
Request a callback and Haley will be in touch to talk through your options, with no obligation.